Supporting you through
uncertain times.

End of Financial Year: Tax Time Tips

It's time to think about important planning opportunities including additional superannuation contributions, reviewing your capital gains or losses, and ensuring minimum pension drawings are taken.

Posted by Cameron Sicker

Helping kids pay off their HECS debt to build wealth

Clients often ask us how they can help their kids build wealth faster and become more financially savvy. In this article we consider a way to financially assist those completing studies with student loans.

Posted by Cameron Sicker

Making your financial New Year’s resolutions stick

Spending time relaxing and talking with family and friends over the holidays can make us reassess our goals and priorities. Many of us make resolutions which don’t last more than a month. In this article we exmplore what helps to make new habits stick.

Posted by Daniel Arcadiou

Investing in the next generation

It has been a big year for products and partnerships that support FMD's commitment to investing in the health, wealth and happiness of the next generation.

Posted by Jeremy McPhail

FMD team and clients support cancer research

We’re proud to announce that, thanks to the dedication and generosity of FMD staff and clients, this year we raised over $15,000 for cancer research and services.

Posted by Lee Wapling

Property Market Outlook

Despite rising interest rates, the low availability of housing stock and demand for residential property has seen steady price growth across capital city markets in 2023

Posted by Jason Calleja

Understanding aged care costs

The best way to pay for aged care depends on your family’s unique circumstances. Here we explain the different types of aged care costs in Australia, what they cover and what you can expect to pay.

Posted by Rebecca Poynton

Client feedback keeps us improving

Walt Disney famously had this advice for those striving to create a successful, long-term business “Do what you do so well that people will want to experience it again and ...

Posted by Lee Wapling

Staying at home for longer as you age

As we age, more and more people are aiming to stay in the family home close to support networks for as long as possible and good financial planning is an important part of making it happen.

Posted by Karl Hunting

Rev Invest delivers positive returns

Rev Invest portfolio returns since inception, demonstrate the value of being invested in high quality Exchange Traded Funds (ETF’s) managed by a proven investment team, at a low entry cost.

Posted by Richard Dahl

Financial advice for divorce and separation

Navigating the end of a marriage or long-term relationship is one of the most stressful experience we can face in life and is a significant financial event for all parties involved, particularly for those with complex assets or business structures.

Posted by Nicola Beswick

Maintaining the right level of insurance

Having the right level of insurance to protect your income if illness or injury strikes is an important part of building and protecting wealth to achieve your overall financial goals

Posted by Nick Stanley

Lasting economic impacts of COVID-19

It’s been two years since the height of the lockdowns and restrictions of the first wave of the COVID-19 pandemic in Australia. Widespread vaccination has largely restored our freedoms, but some things have probably changed forever as a result of this once in a century event. Here we reflect on some of the long term social and economic impacts.

Posted by Adam Davenport

Young professionals feeling the squeeze

We are witnessing a significant shift in generational wealth accumulation and concerns that the next generation could be the first since Federation to be worse off than their parents.

Posted by Cameron Sicker

Could a loved one act for you in legal and financial matters?

Something we don’t always think about when we are fit and well, is whether someone we trust could act on our behalf legally and financially, if we needed them to. Yet life is unpredictable, and situations can arise where you may become unable to make decisions or manage your own affairs due to illness, injury, or aging.

Posted by Nicola Beswick

Rev Invest helping a new generation build wealth

Our low-cost online investment offer, Rev Invest is designed to help the next generation build wealth, with the confidence of knowing a proven investment team is behind it.

Posted by Lee Wapling

May 2023 Federal Budget Update

The Federal Treasurer Jim Chalmers took 31 minutes to announce his first full year budget for the Albanese Labor Government last night as he tried to provide more for those in the community most negatively impacted by rising inflation without fuelling inflation itself.

Posted by Lee Wapling

Living your best financial life in 2023

It’s that time of the year when make new financial goals, promise to leave bad habits behind and recommit to a positive financial future. 

Posted by Dominic Kwok

October 2022 Federal Budget Update

The Albanese Government has handed down its self-described "solid and sensible" budget in a very different economic environment to March this year when the Morrison government was revealing theirs.

Posted by Lee Wapling

Keeping your personal and financial data safe

From Uber, to Netflix and online banking, getting things done at the touch of a button is now an expected part of every day life. Yet the price of this convenience is that so much personal data is now stored online, becoming a potential target for cyber criminals.

Posted by Nick Stanley

More women taking charge of their finances

Everyone can benefit from financial planning, but women often have different career and lifestyle goals and circumstances to men, and different triggers for seeking advice.

Posted by Nicola Beswick

How happy are we in 2022?

In its 10th anniversary year, the 2022 World Happiness Report provides an insight into the happiest countries in the world.

Posted by Anna Fogarty

Are the stars aligning for downsizers?

Register for our property webinar for the latest insights into residential property markets and find out why the stars are aligning for downsizers. Family and friends of clients welcome to join.

Posted by Jason Calleja

Scammers stoop to a new low

Scamwatch, the scam monitoring service run by the Australian Competition and Consumer Commission (ACCC), is alerting the public to a new trend re-targeting previous scam victims with offers of help to recover lost money.

Posted by Darren Gulasekharam

2022 Federal Budget Update

The Treasurer has handed down a relatively responsible Budget, with a strong focus on cost-of-living measures along with some small-business support, cyber-security and infrastructure spending.

Posted by Lee Wapling

Supporting a parent in the move to aged care

Raising concerns when an elderly parent’s health or wellbeing at home is in decline, is one of the hardest conversations you’ll ever have as an adult child. And ...

Posted by Rebecca Poynton

Money the biggest test of happy relationships

Romance may be in the air, but it’s not all wine and roses when two people combine their finances and aspirations in the name of love. A November 2022 study ...

Posted by Nicola Beswick

Mobile phone text scams exploding

Scamwatch, the dedicated scam monitoring service run by the Australian Competition and Consumer Commission (ACCC), is urging people to be extra vigilant about text scams.

Posted by Michael Russell

How to grow your super balance year after year

Being stuck at home in endless COVID-19 lockdowns has given many people time to think about their financial future. If you are engaging with your Super for the first time in a while, here are 3 things to consider to ensure you make the most if it.

Posted by Dominic Kwok

What are share buy-backs and how do they benefit investors?

August is reporting season and, in addition to finding out how companies are performing in these challenging times, investors may also find themselves on the receiving end of an unexpected special dividend or an off-market share buy-back.

Posted by Mike Reynolds

New income protection policies set to change

Changes to government regulations are now in place that will reduce the benefits available on new income protection policies from 1 October 2021. Income protection insurance is an important part of financial ...

Posted by Nick Stanley

Virtual meeting instructions for clients

While it's not quite business as usual due to COVID-19 restrictions, the FMD team is fully operational and your adviser will be ready to conduct your regular review meeting, or any other meeting as required, in a virtual setting. These instructions will help you prepare for a virtual meeting with your adviser.

Posted by Lee Wapling

How to tell good financial advice from bad

As experts in delivering holistic financial advice tailored for each individual and designed to help clients achieve their financial goals, here’s our top five tips for how to tell good advice from bad.

Posted by David Batchelor

Six financial lessons from COVID-19

Among the lingering effects will be the financial upheaval many people have experienced, some for the first time. Whether brought about by unexpected career change, the fluctuating value of assets, or delayed retirement or estate planning, the resulting fear and uncertainty is real.  

Posted by Jason Calleja

What a Trump win could mean for investors

Trump’s US election win, securing both the popular vote and the electoral college, signals a renewed focus on a conservative economic agenda centred on tax cuts, deregulation, and a strong stance on trade.

Posted by Jeremy McPhail

Grandparents fast becoming financial mentors

Spending time with younger generations provides plenty of opportunity to shape their financial goals and values and mentor kids on the basics of earning, saving, budgeting and investing.

Posted by Jeremy McPhail

Changes ahead for bank hybrid securities

The Australian Prudential Regulation Authority (APRA) has announced major changes to the structure of bank hybrid securities, which have been used as a defensive investment for some retail investors for years.

Posted by Jeremy McPhail

How scammers target different age groups

Recent insights from identity theft and cyber support non-profit IDCARE, show the scams people of different ages are more likely to fall victim to.

Posted by Karl Hunting

2024 Federal Budget Update

Last night, Treasurer Jim Chalmers handed down his third budget trying to balance the fine line between providing cost of living relief and not stoking more inflation, aiming to avoid a pre-election interest rate rise.

Posted by Lee Wapling