It's time to think about important planning opportunities including additional superannuation contributions, reviewing your capital gains or losses, and ensuring minimum pension drawings are taken.
Tax cuts due on 1 July 2024 are good news for young professionals, potentially freeing up money for saving and investments.
As electric vehicles (EVs) become cheaper and more popular, more clients are asking if buying an electric car stacks up financially.
Our new-look website is making it easier for clients to find information and news and easier for those new to FMD to meet our advisers and book a first meeting.
FMD’s Martin Hawkins, Senior Adviser in our Brisbane office, and his wife Rhiannon, are preparing for a once in a lifetime walk to fight Motor Neuron Disease (MND).
Stage 3 tax cuts and changes to super offer new wealth building opportunities, from planning the timing of asset sales, to the potential to grow your super balance faster.
The average age of inheritance is now between 55-59 and by then, your kids’ financial circumstances and family dynamics may be quite complex.
Clients often ask us how they can help their kids build wealth faster and become more financially savvy. In this article we consider a way to financially assist those completing studies with student loans.
Spending time relaxing and talking with family and friends over the holidays can make us reassess our goals and priorities. Many of us make resolutions which don’t last more than a month. In this article we exmplore what helps to make new habits stick.
It has been a big year for products and partnerships that support FMD's commitment to investing in the health, wealth and happiness of the next generation.
We’re proud to announce that, thanks to the dedication and generosity of FMD staff and clients, this year we raised over $15,000 for cancer research and services.
What to do if you notice a decline in an elderly loved one this Christmas and common signs they may need more support.
Is it worth paying for a financial adviser? Discover the financial and mental health benefits of investing in good financial advice.
Despite rising interest rates, the low availability of housing stock and demand for residential property has seen steady price growth across capital city markets in 2023
The best way to pay for aged care depends on your family’s unique circumstances. Here we explain the different types of aged care costs in Australia, what they cover and what you can expect to pay.
Walt Disney famously had this advice for those striving to create a successful, long-term business “Do what you do so well that people will want to experience it again and ...
Clients. family and friends get the royal treatment with our $100 Sign-Up Bonus to get more people enjoying the benefits of investing sooner.
As we age, more and more people are aiming to stay in the family home close to support networks for as long as possible and good financial planning is an important part of making it happen.
Rev Invest portfolio returns since inception, demonstrate the value of being invested in high quality Exchange Traded Funds (ETF’s) managed by a proven investment team, at a low entry cost.
Having the right level of insurance to protect your income if illness or injury strikes is an important part of building and protecting wealth to achieve your overall financial goals
Navigating the end of a marriage or long-term relationship is one of the most stressful experience we can face in life and is a significant financial event for all parties involved, particularly for those with complex assets or business structures.
It’s been two years since the height of the lockdowns and restrictions of the first wave of the COVID-19 pandemic in Australia. Widespread vaccination has largely restored our freedoms, but some things have probably changed forever as a result of this once in a century event. Here we reflect on some of the long term social and economic impacts.
We are witnessing a significant shift in generational wealth accumulation and concerns that the next generation could be the first since Federation to be worse off than their parents.
With redundancies set to increase as the economy slows in response to consecutive interest rate rises, it's reassuring to know that good financial planning can help minimise the impacts of late-career change.
Something we don’t always think about when we are fit and well, is whether someone we trust could act on our behalf legally and financially, if we needed them to. Yet life is unpredictable, and situations can arise where you may become unable to make decisions or manage your own affairs due to illness, injury, or aging.
Our low-cost online investment offer, Rev Invest is designed to help the next generation build wealth, with the confidence of knowing a proven investment team is behind it.
The Federal Treasurer Jim Chalmers took 31 minutes to announce his first full year budget for the Albanese Labor Government last night as he tried to provide more for those in the community most negatively impacted by rising inflation without fuelling inflation itself.
Our useful guides make it easier than ever to apply for and manage your Centrelink benefits through your MyGov Account.
New research about the value of working with a professional financial adviser shows Australians with an active advice relationship are better off in four important ways.
It’s that time of the year when make new financial goals, promise to leave bad habits behind and recommit to a positive financial future.
Spending time with elderly relatives can make us more aware of declines in their health and wellbeing.
The Albanese Government has handed down its self-described "solid and sensible" budget in a very different economic environment to March this year when the Morrison government was revealing theirs.
From Uber, to Netflix and online banking, getting things done at the touch of a button is now an expected part of every day life. Yet the price of this convenience is that so much personal data is now stored online, becoming a potential target for cyber criminals.
Everyone can benefit from financial planning, but women often have different career and lifestyle goals and circumstances to men, and different triggers for seeking advice.
The building industry is facing a perfect storm of supply chain challenges, increases in raw materials prices and labour shortages.
In its 10th anniversary year, the 2022 World Happiness Report provides an insight into the happiest countries in the world.
When inflation and interest rate are impacting all asset classes at once, it’s difficult to remember that it’s normal for investment returns to vary greatly from year to year and still grow over the long-term.
Retirement village living and residential care are often seen as alternatives, but the fact is they are not true substitutes.
Register for our property webinar for the latest insights into residential property markets and find out why the stars are aligning for downsizers. Family and friends of clients welcome to join.
Scamwatch, the scam monitoring service run by the Australian Competition and Consumer Commission (ACCC), is alerting the public to a new trend re-targeting previous scam victims with offers of help to recover lost money.
The Treasurer has handed down a relatively responsible Budget, with a strong focus on cost-of-living measures along with some small-business support, cyber-security and infrastructure spending.
Despite the challenges and uncertainties of the pandemic we’ve experienced a once in a generation property boom, fuelled by low interest rates and migration to smaller capital cities.
Changes to superannuation contributions bring new opportunities
Raising concerns when an elderly parent’s health or wellbeing at home is in decline, is one of the hardest conversations you’ll ever have as an adult child. And ...
How to get the new Director identification numbers (DIN) required by company directors in Australia
Romance may be in the air, but it’s not all wine and roses when two people combine their finances and aspirations in the name of love. A November 2022 study ...
Scamwatch, the dedicated scam monitoring service run by the Australian Competition and Consumer Commission (ACCC), is urging people to be extra vigilant about text scams.
Scamwatch, the dedicated scam monitoring service run by the Australian Competition and Consumer Commission (ACCC), is urging people to be extra vigilant about text scams.
Being stuck at home in endless COVID-19 lockdowns has given many people time to think about their financial future. If you are engaging with your Super for the first time in a while, here are 3 things to consider to ensure you make the most if it.
August is reporting season and, in addition to finding out how companies are performing in these challenging times, investors may also find themselves on the receiving end of an unexpected special dividend or an off-market share buy-back.
The latest consumer confidence research from ANZ-Roy Morgan shows 25% of Australian families are better off now than this time last year.
Changes to government regulations are now in place that will reduce the benefits available on new income protection policies from 1 October 2021. Income protection insurance is an important part of financial ...
The superannuation concessional contributions cap was recently lifted from $25,000 to $27,500, but there are also changes to the consequences for going over the new cap.
While it's not quite business as usual due to COVID-19 restrictions, the FMD team is fully operational and your adviser will be ready to conduct your regular review meeting, or any other meeting as required, in a virtual setting. These instructions will help you prepare for a virtual meeting with your adviser.
As experts in delivering holistic financial advice tailored for each individual and designed to help clients achieve their financial goals, here’s our top five tips for how to tell good advice from bad.
Among the lingering effects will be the financial upheaval many people have experienced, some for the first time. Whether brought about by unexpected career change, the fluctuating value of assets, or delayed retirement or estate planning, the resulting fear and uncertainty is real.
Trump’s US election win, securing both the popular vote and the electoral college, signals a renewed focus on a conservative economic agenda centred on tax cuts, deregulation, and a strong stance on trade.
Spending time with younger generations provides plenty of opportunity to shape their financial goals and values and mentor kids on the basics of earning, saving, budgeting and investing.
The Australian Prudential Regulation Authority (APRA) has announced major changes to the structure of bank hybrid securities, which have been used as a defensive investment for some retail investors for years.
Latest Life Insurance Claims and Disputes Statistics show clients with an adviser relationship get better outcomes in the claims process.
The next generation may not need their own financial adviser yet, but they do need easy ways to learn more about money and get started with budgeting, saving and investing.
Recent insights from identity theft and cyber support non-profit IDCARE, show the scams people of different ages are more likely to fall victim to.
Last night, Treasurer Jim Chalmers handed down his third budget trying to balance the fine line between providing cost of living relief and not stoking more inflation, aiming to avoid a pre-election interest rate rise.
